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In this economy, most people are eager for advice on how to handle their money efficiently--and Your Money in Tough Times provides plenty. Written by the founder of Christian Finnancial Counseling, Inc., Mahlon L. Hetrick, This useful guide offers a clear vision of stability in times of finnancal turmoil, and practical thoughts for attaining monetary balance. With a compendium of helpful budgeting templates and timely fiscal topics on tracking and controlling spending, creating a budget, and getting out of debt, Your Money in Tough Times is a relevant resource based on spiritual principles that will help anyone thrive financially.