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ABSTRACT
In the ever-changing world of financial management, it is critical to understand how loan inventory management practices interact with organizational management in securities lending markets. This study fills in the gaps by looking at the reasons for, actions of, and results of key players in securities lending. It uses a mixed-method approach to gather a wide range of data. The study's group includes banks in Nigeria that give credit and loans, and five banks in Benin City were chosen for a detailed analysis. Surveys and semi-structured interviews are used to gather data, with a focus on loan officers and managers in charge of the organization. Thematic analysis of the qualitative data and regression modeling of the quantitative data give insights into organizational strategies and how they affect how loan inventory is managed. Ethical issues were given top priority during the whole research process. The findings provide a deeper understanding of how securities lending works, which helps stakeholders deal with today's problems and makes their organizations more resilient in the financial world. In the ever-changing world of financial management, it is critical to understand how loan inventory management practices interact with organizational management in securities lending markets. This study fills in the gaps by looking at the reasons for, actions of, and results of key players in securities lending. It uses a mixed-method approach to gather a wide range of data. The study's group includes banks in Nigeria that give credit and loans, and five banks in Benin City were chosen for a detailed analysis. Surveys and semi-structured interviews are used to gather data, with a focus on loan officers and managers in charge of the organization. Thematic analysis of the qualitative data and regression modeling of the quantitative data give insights into organizational strategies and how they affect how loan inventory is managed. Ethical issues were given top priority during the whole research process. The findings provide a deeper understanding of how securities lending works, which helps stakeholders deal with today's problems and makes their organizations more resilient in the financial world.